Real estate investors sometimes have a workable deal but still need capital to cover the amount required at closing. Stack Method funding addresses that gap by combining a first-position loan with seller carryback financing and funding the amount the buyer needs to bring to the table. iFundwise provides Stack Method funding alongside other real estate financing options, including earnest money deposit and double-close funding.
This guide explains how the Stack Method works, what iFundwise funds, how the process works, and what investors should have ready before submitting a deal.
What Is Stack Method Funding?
The Stack Method is a real estate financing structure that combines a new first-position loan, usually a DSCR loan, with a seller carryback note in second position. The term "stack" refers to the way these financing layers work together to fund a property purchase.
